Health insurance versus automobile insurance following a car accident can be confusing. In South Carolina an injured person has several different insurance options that can help pay for injuries and related losses.

If you're injured, then I suggest that you contact someone who only does injury law, and knows how to handle these types of cases. Our initial consultation is free, we will meet with you and, openly and honestly, assess your case and tell you where we think you stand, and what we think you have to do going forward. And you don't have to hire us. You get to decide, period.

A question that people most often want to know is how can I afford a lawyer if I have been injured in a wreck, or injured in a fall or in some other manner?

One of the biggest questions we get is people want to know, "Can I handle a case by myself if they've been injured in a wreck?"

Many of the people who work that we represent that had been injured in a wreck want to know, will we get our lost wages from missing work. And the answer is yes, if you miss time from work because you are injured or for doctor's appointments or anything else that's related to the wreck, you'll get compensated for that.

Texting is the most significant form of distracted driving.

Distracted driving is like driving blind.

One of the more interesting questions that I've gotten is, should we pull over for a funeral procession?

A rear end collision can cause a sudden jerk or a violent shaking. This can cause the brain to hit the front and the rear of the skull. It can cause bruising, and it can cause axon shearing. This is called coup contrecoup.

We're going to communicate with you, we're going to walk you through every step of the way. And at the end of the day, we'll get you a fair and reasonable outcome.

In South Carolina, you hear the term "full coverage." That means the person who hits you only has to have $25,000 worth of coverage at all. Just going to the hospital alone may cost you more than $25,000. So, what can you do about it to protect yourself? Find out in this video.

One of the questions that we get asked very often when we start to represent someone is how long is it going to take for our case to settle or go to trial?

First thing after a car wreck is to make sure everybody is okay. Call 911 and get medical attention if it's needed. Then if you're able to, move everybody to safety and out of the way, so there are no further injuries or accidents that happen.

After a car wreck the insurance company is likely to tell you not to hire a lawyer because you will get less money. The reality is they don't care what you get. That's just an untrue statement that they're making.

In this video we talk about how preexisting conditions or injuries might affect your case. This fact is often used by insurance companies to lessen or deny your claim.

So today's question is if you do go it alone and you try to settle your own case, what questions should you ask an insurance adjuster?

One of the things I wanted to talk with you about today is the importance of calling the police if you are in a wreck. First of all, it documents what happens, so it no longer becomes as much about what he said or she said. You've got a neutral party that shows up and gets the facts fairly.

One of the questions we're often asked is, should I sign a medical authorization for the insurance company? And generally, the answer is no if you are significantly injured and you're going to hire a lawyer. Let them handle that.

If you suffer a serious injury after a car or truck accident we would always advise that you talk with an injury lawyer first.

A picture is worth a thousand words and seeing is believing when you're injured by someone else. You don't even have to talk. They just see it, case closed.

There are federal regulations that could affect your case, like negligent hiring, negligent freight loading, inspection, maintenance, and the driver might not have had enough rest.

We work on what's called a contingency fee basis. That means that we get a percentage, and we don't get paid until you get paid. So there's nothing upfront.

A deposition is when you are giving testimony, or a witness, or someone else, who's a part of this lawsuit, is giving testimony under oath with a court reporter in the room, and every word is being taken down.

The question that we like to answer a lot is, why is my friend's case worth $200,000 when my case is only worth a $100,000?

You've just been in a wreck, you're injured, you're having to juggle a lot of things, including doctor's appointments, still handling your family, you may be missing work. So you're already nervous. So what do you bring when you meet with us for the first time?

One of the questions people generally want to know, and so I want to go ahead and answer that is, what exactly do we do for you? And the general answer would be that we represent injured people and make sure that they get treated fairly and get what they deserve to be compensated in a timely manner.

A lot of people want to know, when do I contact an injury lawyer to help me with my case, or at least ask some questions? It doesn't hurt to call someone and ask questions immediately. We don't charge for that.

If I'm in a wreck in South Carolina, have medical and I have no health insurance, who's going to pay for it? How's this going to get paid? How am I going to continue to get treatment?

So our question for today is, who can I trust with my personal injury settlement? Well, you certainly can't trust the insurance companies. They are in it for a profit. They're in it to give you as little as they possibly can.